Skip to main content
Patterdale Recovery Limited

Service

Identity Theft Recovery

Investigation and remediation for identity theft and account takeover - from fraudulent applications and loans to damaged credit records.

FREE

Initial Assessment

Credit

Dispute Support

OSINT

Origin Analysis

30+

Jurisdictions

Overview

What this involves

Identity theft happens when someone uses your personal details to open accounts, take out credit, commit benefit or utility fraud, or impersonate you. The damage can be financial, but it also lingers in credit records and your sense of security.

It often begins with a data breach, a phishing attack, intercepted post, or details shared with an online scam. Once exposed, your identity can be traded or used across multiple criminals and platforms.

We investigate what was taken and where it was used - mapping fraudulent applications, accounts and associated parties. This evidence supports disputes with lenders and credit-reference agencies, helping remove fraudulent entries and reverse losses.

Where someone has genuinely profited from your identity, we can trace and pursue them, and we advise on hardening your accounts and documents to prevent recurrence.

Coverage

What we investigate

  • Fraudulent credit, loan and account applications
  • Account takeover and impersonation
  • Synthetic-identity and document fraud
  • Utility, benefit and telecoms fraud
  • Data-breach and phishing origin analysis
  • Credit-reference agency dispute evidence
  • Associated parties and beneficiary tracing
  • Prevention and identity hardening

Process

How we work, step by step

  1. 1

    Free Case Assessment

    We establish the scope of misuse and the accounts and records affected.

    24-72 hours

  2. 2

    Investigation

    We trace fraudulent applications and identify who opened or used them.

    2-6 weeks

  3. 3

    Disputes & Remediation

    We prepare evidence for lenders and credit agencies to reverse the entries.

    2-8 weeks

  4. 4

    Pursuit & Prevention

    We pursue any traceable beneficiaries and help secure your identity going forward.

    Varies by case

Typical timeline

  • • Free assessment: within 24-72 hours
  • • Investigation of misuse: 2-6 weeks
  • • Lender and credit-agency disputes: 2-8 weeks
  • • Pursuit and prevention: varies by case

Fees

Transparent fee structure

Initial Case Assessment

Review of how widely your identity has been misused

FREE

Investigation & Dispute Package

Tracing plus preparation of lender and credit-agency disputes

£500 - £2,500

Success Fee

Where a success fee applies it is a percentage of the amount we actually recover, agreed in writing before work begins. Your exact fees depend on your individual case and are confirmed at the free assessment stage.

15-25%

FAQ

Common questions

How do I know my identity has been stolen?

Warning signs include unfamiliar credit applications, accounts or debts you did not open, unexpected denial of credit, and alerts from banks or credit agencies. We help confirm the scope quickly.

Can fraudulent debts be removed?

Yes, where a lender or credit-reference agency accepts the account is fraudulent. Strong evidence of impersonation is central, and we prepare that for you.

Who is responsible for the loss?

Often the fraudsters, and sometimes institutions that failed their security or verification duties. Our investigation identifies who received value from your identity.

What should I do first?

Report to your bank and the relevant fraud line, obtain your credit file, and avoid sharing further details. We guide you through securing accounts and disputing misuse.

Will this actually go away?

With proper disputes and remediation, fraudulent entries can be removed and losses pursued. We also help you harden your identity to prevent recurrence.

Call 24/7Free consultation